Nazaruddin, Nazaruddin, and Muhammad Ikbal, trans. “Understanding Ijarah and Wadiah: Two Important Pillars of the Islamic Economy”. Hakami: Journal of Islamic Law 1, no. 2 (July 31, 2026): 68–79. Accessed November 7, 2026. https://journal.bandardarussalam.org/index.php/hakami/article/view/37.