Dinamika Implementasi Hukum Ekonomi Syariah di Era Digital
Analisis Perkembangan Fintech Syariah di Indonesia
Keywords:
Hukum Ekonomi Syariah, Era Digital, Fintech, SyariahAbstract
This study aims to analyze the dynamics of the implementation of Islamic economic law in the digital era, focusing on the development of Islamic Fintech in Indonesia. Technological developments have driven financial innovation, raising fundamental questions about how Islamic principles can be effectively applied in rapidly evolving digital business models. Using literature study and document analysis, this study identifies various types of rapidly growing Islamic Fintech, such as Islamic peer-to-peer lending and Islamic crowdfunding. The results show that despite its significant potential to increase financial inclusion and support MSMEs, Islamic Fintech faces various challenges, including low Islamic financial literacy, the need for adaptive regulations, and the importance of strict Islamic supervision. Therefore, synergy is needed between regulators, industry players, and educational institutions to create a conducive ecosystem. The conclusion of this study is that with strong collaboration and appropriate adaptation, Islamic Fintech has the potential to become a key pillar in realizing Indonesia as a global Islamic economic center.
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