M. Ikbal, M. Khadafi, and R. Muhammad, Trans., “Dinamika Implementasi Hukum Ekonomi Syariah di Era Digital: Analisis Perkembangan Fintech Syariah di Indonesia”, HJoIL, vol. 1, no. 1, pp. 32–45, Apr. 2025, Accessed: Jan. 12, 2026. [Online]. Available: https://journal.bandardarussalam.org/index.php/hakami/article/view/6